Bank of Cyprus Announces New Lending Record in 2025

Bank of Cyprus has announced preliminary financial results for the year ended December 31, 2025, reporting a record new lending of €3.0 billion, up 23% year-on-year. Profit after tax amounted to €481.1 million.

The performing loan portfolio reached €10.9 billion, up 8%, while the deposit base, predominantly retail, reached €22.2 billion, also up 8%.

The Common Equity Tier 1 (CET1) ratio stood at 21.0% and the Total Capital Adequacy Ratio at 25.9%. The Bank proposes a dividend of €305 million, payable in cash.

Group CEO Panicos Nicolaou stated that 2025 was another year of strong profitability, with strong growth in loans and deposits.

Bank of Cyprus will present its strategic priorities and updated financial targets at an investor update on March 3, 2026.